	31/12/2023	30/06/2024
Total assets of which	179,179	179,957
Cash and balances with central banks	20,487	21,139
Loans and advances due from credit institutions	5,274	4,220
Loans and advances	114,531	116,352
Debt securities and equity instruments	27,924	28,293
Derivatives	5,321	4,707

Total liabilities of which	166,960	167,801
Cash and balances from central banks	1,430	39
Credit institutions borrowings and deposits	3,912	4,650
Borrowings and deposits	104,000	103,106
Debt securities issues and other financial liabilities	36,018	38,835
Derivatives	7,229	6,484

Total shareholders' equity of which	11,684	11,613
Shareholders' core equity	11,491	11,547
Gains and losses not recognised in the statement of income	193	66

Total equity of which	12,219	12,156
Total shareholders’ equity	11,684	11,613
Additional Tier-1 instruments included in equity	497	497
Non-controlling interests	38	46

Consolidated balance sheet

31/12/2023