Les ratios suivants sont les baromètres de la santé financière de Belfius.
Ratios (1)
31/12/2023
30/06/2024
Return on equity (ROE)
10,1%
9,8%
Return on assets (ROA)
0,62%
0,62%
Cost-income ratio (C/I ratio)
43%
44%
Asset quality ratio
1,95%
2,17%
Coverage ratio
56,0%
52,7%
Liquidity Coverage Ratio (LCR)
139%
136%
Net Stable Funding Ratio (NSFR)
128%
130%
(1) unaudited
Solvency ratios
31/12/2023
30/06/2024
CET 1-ratio (1)
16,0%
15,7%
Tier 1-ratio (1)
16,7%
16,4%
Total Capital ratio (1)
19,1%
19,4%
Leverage ratio
6,5%
6,5%
Solvency II ratio (before dividend)
207%
205%
Solvency II ratio (after dividend)
195%
197%
(1) For the determination of the Capital ratios under Basel III, the regulatory authority asks Belfius Bank to apply a risk weighting of 370% on the capital instrumentsheld by Belfius Bank in Belfius Insurance after deduction of goodwill. This is commonly known as “Danish compromise"